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Consolidating Credit Card Debt

Thinking about consolidating credit card debt? Learn more about credit card debt consolidation and if it’s right for you here!

irs-form-982-credit-card-debt
Consolidating Credit Card Debt

IRS Form 982 Credit Card Debt

The IRS considers any debt forgiven as taxable. When a credit card company forgives a debt, they report that to the IRS and send form 1099-C to you. You are then required to report that money as taxable income. However, IRS form 982 does apply in your favor in certain Read more…

By kI8Qp6HX0lW42b4RCh1I, 10 yearsDecember 14, 2012 ago
can wages be garnished for credit card debt
Consolidating Credit Card Debt

Can Wages be Garnished for Credit Card Debt?

Can wages be garnished for credit card debt? You’re not the only one asking this question. With the recent downturn of the economy over the last several years, many Americans have found it difficult, if not impossible, to keep up with their monthly bills. When families are living paycheck to Read more…

By kI8Qp6HX0lW42b4RCh1I, 10 yearsDecember 14, 2012 ago
credit-card-debt-forgiveness-program
Consolidating Credit Card Debt

Credit Card Debt Forgiveness Program

If you have credit card debt, then maybe it’s time to consider enrolling in a forgiveness program. These programs usually look into your extenuating circumstances and give you the opportunity to catch up on your credit card loans in a variety of ways. As a safe alternative to declaring bankruptcy, Read more…

By kI8Qp6HX0lW42b4RCh1I, 10 yearsDecember 14, 2012 ago
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