No magic, no hocus pocus, just simple sacrifices. You’ve probably heard the magic fixes that are supposed to solve your debt problems immediately. What you don’t hear often enough are the people that lowered their debt through making personal sacrifices over a long period of time. This is the real Read more…
There are many ways you can reduce your debt, but how do you develop the simple habits that make saving a mindset? There are some great tips out there for developing these powers of saving and by changing just a few things about your lifestyle, you can see how easy Read more…
When they holidays are on their way, it’s time to play! Or maybe you want to run and hide. Having debt when the holidays come around can be tough. You want to show the people you love just how much you care but you also have to take care of Read more…
Having life insurance is a major accomplishment and goal to have at some point in your life. It means that you’re thinking about the future and have the means to provide for your family should something unfortunate happen. This could also help you pay off your debts if you find Read more…
This trick requires some skill and precision to pull off. You essentially want to be at a point where you know 100% that you can pay off a bill in a certain matter of time. With all these elements added into the formula, you can use balance transfers to avoid Read more…
Many people in the United States are constantly looking for new and better advice on ways to eliminate their debt. It can be scary at times to look at your account, especially if you can’t afford to pay your credit card bills on time. In all honestly, there is no Read more…